Author: Admin

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03 Aug The Independent Agent Advantage

What do I give up by not using a licensed independent agent to purchase insurance? The disadvantage of not using a licensed agent to purchase insurance is that the policyholder does not receive as much, or often any, personal service. A licensed agent with whom…

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03 Aug Lightning and Summer Storms

Lightning storms are incredibly dangerous and more deadly than tornadoes, floods and hurricanes. When a storm is on the verge of striking your area, you need to know the steps to take in order to protect your family and home. Use these tips to stay…

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03 Aug Quick Tips for Safe RV Usage

Recreational vehicles (RVs) can be a fun way to see the country and spend time with your family. However, because they’re bigger and heavier than an average car, there are additional hazards that come with owning and operating an RV. Many RV accidents can be…

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09 May Is Gap Coverage Right for You?

Guaranteed asset protection, or gap insurance is an optional automobile coverage that helps you transfer the financial risk if you are involved in an auto accident and you owe more for your vehicle than the amount that it’s worth.

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07 May Building A Better Summer Camp Experience

Careful planning can help keep summer camp fun and safe. Spring is a busy season for parents reserving spots for their children in summer camps and activities, and many health, tennis, racquet and athletic clubs are starting to ramp up for summer. If you are…

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07 May The Insurance Side of House Flipping

Remember insurance needs when flipping a house. It’s now a popular reality TV show scenario: A young, ambitious couple purchases a foreclosed property and flips it for a huge profit. This quick cash flow seems too good to be true… and certainly can be. The…

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20 Apr Happy Mother’s Day! The History of Mother’s Day.

Each of our history’s begin with mom. It’s certainly a great day to express our thoughts and feelings about the most important woman in our lives. But what’s the origin of the celebration? Mother’s Day is celebrated in many countries, including the United States, the…

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05 Apr Prepare Your Yard for the Hot Weather

Summer is almost here… though it may seem a little hard to believe after the cold winter! Take the time to get your yard in shape so you’ll be ready for the coming hot weather. Prepare Your Soil Begin with a soil test. The quality…

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22 Jan Be Sure to Super Protect Your Super IDs

Here’s a little quiz. Where is your Social Security card right now? What about your passport? Your birth certificate? Choose one: In the safe deposit box at my bank or in a locked file cabinet or fire-rated document chest at home I’m not sure, but…

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10 Dec Early Preparation for a Winter Blizzard

It goes without saying that one area’s definition of a blizzard is not necessarily another area’s definition. Yet all things being equal – when it’s best to stay home then it’s best to be prepared. Long-range weather predictions for 2014-2015 suggest another cold winter is…

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10 Dec Choose Your Card Wisely to Protect Your Money

These days it seems most people find it convenient to use credit or debit cards rather than carry cash or write checks for each purchase. Recent headlines concerning account information breaches should be of concern to all card users. Important differences between credit cards and…

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15 Oct Keeping Your Teen Driver Safe on the Road

National Teen Driver Safety Week is October 19-25. It’s an exciting time in teens’ lives when they first begin driving, but it’s also an extraordinarily dangerous time as distractions seem to be everywhere. According to the National Highway Traffic Safety Administration (NHTSA), motor vehicle crashes…

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15 Oct Heating Systems Need Preseason Maintenance & Inspection

With football season already upon us, can winter heating season be far behind? Whether you are maintaining a home heating system or equipment at your business, preventive maintenance is important, especially for hot water or steam heating boilers. Heating boilers can cause extensive damage due…

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16 Sep Burn, Rake, or Mow? A Seasonal Question?

The warm days and cool nights of autumn will soon arrive along with those beautiful leaves that we all enjoy so much. As majestic as those trees look while the leaves are still attached, what do we do when leaves begin falling to the ground,…

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03 Sep Kids, The School Bus, And You

For over twenty-three million students nationwide, the school day begins and ends with a trip on a school bus. The greatest risk is not riding the bus, but approaching or leaving the bus. Before children go back to school or start school for the first…

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27 Aug An Simple Equation for Life Insurance

Test the Rule of 3.6% How do you know if you own enough life insurance? Life Insurance can never replace a husband, wife or parent, but for most it’s intended to restore the income a family depends on in a loved one’s absence. The Rule…

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27 Aug Protect Your College Student’s Possessions

Do you have a young adult attending college? College can be a fun time for the student but a stressful one for the parent. Reduce some of the stress by planning ahead to make sure your college student has appropriate insurance protection while away at…

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27 Aug School Bus Safety For Children And Drivers

With schools now full of activity for the fall, school buses are once again traveling the roads. While statistically school buses are the safest method to transport children to school, it’s a good time for parents to remind children to follow safety rules while on…

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15 Aug Driving Kids to School & Sporting Events?

As early as they start school, children become involved in extra-curricular activities. Adults charged and volunteering with getting groups of kids from home or school to the ball field and back home again are usually more concerned with maintaining their schedules and sanity than auto…

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16 Sep Teens, Social Media and a Parent’s Liability

For many the high school experience comes with social pressures and obligations to fit in and belong, and sadly this can lead to exclusion and isolation of some students. At some point everyone probably said something in their teen years in the heat of the…

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26 Nov Home Inspections Before Winter Weather Comes

This time of year can be just great here in Tennessee. However, you won’t get much fireside snuggling done if your chimney clogs or your roof springs a leak. And while prepping your home for winter weather isn’t much fun, once you do it, your…

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19 Jul 5 Big Insurance Mistakes

TRYING TO SAVE MONEY? AVOID THE FIVE BIGGEST INSURANCE MISTAKES. With far too many Americans out of work, and others forced to make ends meet with less money, many people are looking for ways to cut costs. There are smart ways to save on home…

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