About

Experience the difference in dedication and quality protection from FTC Insurance.
An independent agency giving families and businesses the power of choice through top-rated insurance carriers and local, personal service.

About FTC Insurance

Franklin’s independent agency for coverage that truly fits

FTC Insurance helps families and business owners across Middle Tennessee protect what matters most. Because we’re independent, our priority is you, not the insurance company. We compare options from top-rated carriers, explain them in plain language and help you choose the right blend of price, coverage and service.
Two women stand on a sidewalk outside brick buildings, reviewing paperwork together.

Right here in Franklin

321 Billingsly Court, Ste 22, Franklin, TN

The independent advantage

We work for you, not for an insurance company

We maintain strong relationships with many well-known, reputable insurance companies, so our advice starts with your needs instead of one company’s product list. The result is real market options and the right blend of price, coverage and service.

More choices, better value

We shop your coverage with multiple carriers so you can compare real options side by side, not a single take-it-or-leave-it quote.

Advice in plain language

Our experienced advisors explain every option clearly, so you can make an informed decision about your level of protection.

On your side at claim time

From selecting coverage through filing a claim, we serve as your agent and your advocate, not just on the day you buy.

How we work with you

Getting the right coverage is simple

No jargon, no pressure. Here is what working with FTC Insurance looks like.

01

Tell us what matters

Share a little about your family, home, vehicles or business. A quick call or an online quote request is all it takes.

02

We shop the market

We compare coverage and pricing from the insurance companies we represent to find your strongest options.

03

Choose with confidence

We walk you through each option side by side, with no pressure and no obligation, so the decision is yours.

04

We stay in your corner

Policy changes, coverage reviews and claims support: we are here for you long after the paperwork is done.

What we protect

Coverage for your home, family and business

Your family, your business and your possessions are all important to you. We build a plan around the way you live and work.

Personal insurance

Protect your family, your home and everything you drive with coverage that fits your life.

Business insurance

Keep your business, your people and your income protected, whatever your industry.

At FTC Insurance our goal is to always treat you as part of our family.

The FTC Insurance team

What you can count on

A local team that puts you first

Our Team

We look forward to serving you

Our focus is to help you make an informed decision about the coverage and policy options you have to be confident in your level of protection and pleased with the process.

Office

Franklin, TN

Franklin Moss

Principal / Producer

Laura Joynes

Licensed Agent

Laura Joynes, has worked in the insurance industry for over 30 years. She has two daughters and has been married for almost four decades. Laura has one grandson, which she loves to spoil and can always be found spending time with her family. Laura loves to travel and explore new sights as well.

Andy Jones

Licensed Agent

Melanie Adkins

Melanie Adkins

Licensed Agent

Kim Harbin

Kim Harbin

Licensed Agent

Let’s talk

Let’s find the right coverage for you

Get a free, no-obligation quote, give us a call, or stop by our office on Billingsly Court in Franklin. You are always invited to contact us about your insurance needs.
Licensed In the Following States: Tennessee, Kentucky, Alabama, Mississippi, Georgia and North Carolina

Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.

FTC Insurance serves families, individuals and businesses throughout Nashville, Franklin, Brentwood and the entire Middle Tennessee region, including Green Hills, Forest Hills, Belle Meade, Bellevue, Hendersonville, Murfreesboro, Spring Hill, Thompson’s Station, Fairview, Pegram and Dickson.